1. Acceptance of Terms
Welcome to BankGPT. These Terms and Conditions of Use ("Terms") govern your access to and use of the BankGPT AI-powered platform, including our website, APIs, software, and any related services (collectively, the "Service"). By creating an account, or by accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an organization or enterprise, you are agreeing to these Terms for that organization and representing that you have the authority to bind that organization to these Terms. If you do not agree with these Terms, you must not access or use the Service.
2. Description of Service
BankGPT is an AI-powered platform designed for banks and enterprises to automate financial document workflows ("Service"). The Service allows users to upload, process, and manage financial documents such as bank statements, invoices, and receipts. Key functionalities include, but are not limited to, data extraction, document generation, and financial analysis to reduce manual work and improve operational accuracy.
3. User Accounts and Responsibilities
To access the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process. You are solely responsible for safeguarding your account password and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account. You are responsible for the legality, accuracy, and quality of the data you upload to the Service.
4. Acceptable Use
You agree not to misuse the Service. You will not, and will not permit others to:
- Use the Service for any unlawful, fraudulent, or malicious purpose.
- Upload or process any data that infringes upon any third party's intellectual property rights or violates any data protection laws.
- Attempt to reverse-engineer, decompile, or otherwise discover the source code or underlying AI models of the Service.
- Use the output from the Service to develop models that compete with BankGPT.
- Interfere with or disrupt the integrity or performance of the Service or its related systems.
5. Data and Intellectual Property
Your Data: You retain all ownership rights to the financial documents and data you upload to the Service ("Your Data"). We do not claim any ownership over Your Data. You grant us a worldwide, non-exclusive, royalty-free license to use, process, store, and transmit Your Data solely to the extent necessary to provide and improve the Service.
Our Intellectual Property: We own and retain all rights, title, and interest in and to the Service, including all underlying software, AI models, algorithms, and documentation. This agreement does not grant you any rights to our trademarks or other intellectual property.
6. Confidentiality
We will treat Your Data as confidential information and will only use and disclose it in accordance with these Terms and our Privacy Policy. We implement and maintain robust security measures to protect Your Data from unauthorized access, use, or disclosure.
7. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis. While we strive for a high degree of accuracy, BankGPT does not warrant that the Service will be uninterrupted, error-free, or completely secure. The output generated by the AI is for informational purposes and may contain inaccuracies. We expressly disclaim all warranties, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, and non-infringement. You are solely responsible for verifying the accuracy and completeness of any information extracted or analyzed by the Service before relying on it for financial, legal, or other critical decisions.
8. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall BankGPT, its affiliates, directors, or employees be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; or (c) unauthorized access, use, or alteration of your transmissions or content.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any significant changes by posting the new Terms on our website or by sending you an email. Your continued use of the Service after such changes become effective constitutes your acceptance of the new Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of or related to these Terms or the Service shall be instituted exclusively in the courts of Mumbai, Maharashtra.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Email: [email protected]